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BAD CREDIT, NO CREDIT? NO PROBLEM!
4 Bedroom - 1712 Sq. Ft.
3 Bedroom - 2500 Sq. Ft.
3 Bedroom - 2500 Sq. Ft.
RentToOwnDeal.com was founded on the idea that the home buying process should be simple and easy to understand. Homeownership is a right, not a privilege and there's no reason you should have to continue renting or paying excessive amounts of interest if you don't have to. With the right tools and resources and a clear understanding of how the process works, homeownership is possible, regardless of your current situation!
RentToOwnDeal.com is the leader in Rent to Own homeownership resources nationwide. RentToOwnDeal.com was developed by real estate professionals with more than 20 years of combined experience, who understand the unique requirements of the Rent to Own home buyer and seller. We are dedicated to helping you achieve your goal of owning a home, regardless of your past credit situation!
Some of the benefits of a Rent to Own home may include:
- A home that you can own after the initial 12-24 month leasing period*
- Homes that don't require good credit*
- Down payment credits*
- Flexible terms*
- No initial bank qualification*
*What is a Rent to Own Transaction?
A typical Rent to Own transaction is when a homeowner agrees to lease you their home and you, the tenant, will have an option to buy the home for a pre-negotiated price before the lease period is up. It gives you a chance to "try out" the home and surrounding neighborhood, while you working on building up a down payment and fixing any past credit issues.
The typical lease term on a Rent to Own home is typically anywhere from 1-3 years, depending on how much time you need to fix your credit. One of the major reasons so many people are choosing Rent to Own is because you can usually get into a Rent to Own home with little or no money out of pocket, if you don't have any money set aside for a down payment. And what the homeowner will usually do is offer what's referred to as a "rent credit," which is a portion of the monthly lease payment, that is applied to the purchase price at the end of the lease and that's generally where your down payment will come from.
*Why Choose Rent to Own?
If you're tired of renting and want to own a home, but your credit, income or lack of a down payment will not allow you to qualify for a mortgage right now, then Rent to Own may be right for you. If bad credit is holding you back, then you need some time to fix it. With homes for rent to own, also referred to as a lease option or lease to own, you get to live in the home you want right now while you work on getting your credit fixed enough to purchase the home when the lease period is up. Achieving credit improvement goals is critical during the leasing period and we can provide you with the tools and resources you will need to get a plan in place to get yourself back on track.
- Rent To Own Houses
- Lease Purchase Homes
- Rent Option Houses
- Bank Owned Homes
- Lease To Own homes
- Owner Financed Homes
- Lease Purchase Condos
- Conventional Purchase
- Great deals come and go quickly! Keep your search active; our Rent to Own, Lease Option, and Homes for Rent to Own listings are updated regularly and you don't want to miss out on a great deal!
- Be patient! A new home is a major commitment and you want to make sure you find a home that's right for you.
- Use all of the tools and resources available to you. In addition to the listings, you will also get access to all three of your credit scores free!